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Learn the detailed features of the products that we offer. Browse through each item because we do not believe in fine prints. We owe it to the members to appreciate the product and recognize the many benefits that every subscription brings.
Inpatient Hospitalization is on top of Philhealth. It means any confinement related to an illness or accident shall be covered with ₱30,000.00 per illness per year in any accredited service provider. Emergency treatment of illnesses and or injuries in non-accredited service providers shall also be covered for reimbursement amounting to 80% of the total clinic or hospital charges, but not to exceed the plan’s per illness confinement allocation per year. The type of room is ward.
Outpatient Benefits per year is ₱10,000.00 at ₱2,500.00 per quarter and is deductible from Maximum Coverage Benefit or MCB.
Life-threatening emergencies or sudden and unexpected onset of a condition which threatens life requiring immediate medical intervention is covered with ₱30,000/year and is deductible from MCB.
Life Insurance Benefit when caused by natural death is ₱20,000.00.
Accidental Death Benefit or when the cause of death is accident is ₱40,000.00.
Accidental Dismemberment Benefit is covered.
Basic Dental Care Benefit includes free and unlimited consultations and dental examinations; simple tooth extractions, except surgery for impaction (unlimited/maximum of 3 teeth per day); twice a year oral prophylaxis (mild to moderate), which can be availed after three (3) months of membership (premium paid), succeeding may be availed six (6) months thereafter; temporary fillings; adjustment of dentures; recementation of jacket crown inlays and on lays; medication and/or prescription for dental pain; treatment of dental-related pain, excluding the cost of prescribed medicines; emergency desensitization of hypersensitive teeth; annual dental examination (within the dentist or dental clinic only); orthodontic and aesthetic and dental consultation; up to 30% discount on other dental services beyond member’s coverage (dentist’s discretion); and light cure or permanent filling 1st availment (one surface only) after six (6) months of continued payment, succeeding may be availed six (6) months thereafter.
Availment is only confined in areas and places where IWC WELLNESS AND PREVENTIVE CONSULTANCY, INC. has accredited dental clinics. No reimbursement of any sort shall be honored for any claims availed in non-accredited dental providers.
Consultations and laboratory procedures are free and unlimited in IWC-owned and partner clinics.
Free laboratory procedures may include: Complete Blood Count (CBC), Blood Urea Nitrogen (BUN), Urinalysis, Creatinine, Fecalysis, Blood Uric Acid (BUA), Blood Typing, Cholesterol Platelet Count Triglycerides Fasting Blood Sugar (FBS), and High Density Lipoprotein (HDL)
Free Diagnostic Procedures upon order of the in-house PHYSICIAN include the following: chest x-ray and electrocardiogram (ECG)
ELIGIBLE DEPENDENTS are also entitled for unlimited and free consultation and up to a 30% discount for laboratory and diagnostic procedures. Eligible dependents mean:
Inpatient Hospitalization is on top of Philhealth. It means any confinement related to an illness or accident shall be covered with ₱40,000.00 per illness per year in any accredited service provider. Emergency treatment of illnesses and or injuries in non-accredited service providers shall also be covered for reimbursement amounting to 80% of the total clinic or hospital charges, but not to exceed the plan’s per illness confinement allocation per year. The type of room is ward.
Outpatient Benefits per year is ₱12,000.00 at ₱3,000.00 per quarter and is deductible from Maximum Coverage Benefit or MCB.
Life-threatening emergencies or sudden and unexpected onset of a condition that threatens life requiring immediate medical intervention is covered with ₱40,000.00 per year and is deductible from MCB.
Life Insurance Benefit when caused by natural death is ₱30,000.00
Accidental Death Benefit or when the cause of death is an accident is ₱60,000.00.
Accidental Dismemberment Benefit is covered.
Basic Dental Care Benefit includes free and unlimited consultations and dental examinations; simple tooth extractions, except surgery for impaction (unlimited/maximum of 3 teeth per day); twice a year oral prophylaxis (mild to moderate), which can be availed after three (3) months of membership (premium paid), succeeding may be availed six (6) months thereafter; temporary fillings; adjustment of dentures; recementation of jacket crown inlays and on lays; medication and/or prescription for dental pain; treatment of dental-related pain, excluding the cost of prescribed medicines; emergency desensitization of hypersensitive teeth; annual dental examination (within the dentist or dental clinic only); orthodontic and aesthetic and dental consultation; up to 30% discount on other dental services beyond member’s coverage (dentist’s discretion); and light cure or permanent filling 1st availment (one surface only) after six (6) months of continued payment, succeeding may be availed six (6) months thereafter.
Availment is only confined in areas and places where IWC WELLNESS AND PREVENTIVE CONSULTANCY, INC. has accredited dental clinics. No reimbursement of any sort shall be honored for any claims availed in non-accredited dental providers.
Consultations and laboratory procedures are free and unlimited in IWC-owned and partner clinics.
Free laboratory procedures may include: Complete Blood Count (CBC), Blood Urea Nitrogen (BUN), Urinalysis, Creatinine, Fecalysis, Blood Uric Acid (BUA), Blood Typing, Cholesterol Platelet Count Triglycerides Fasting Blood Sugar (FBS), and High Density Lipoprotein (HDL)
Free Diagnostic Procedures upon order of the in-house PHYSICIAN include the following: chest x-ray and electrocardiogram (ECG)
ELIGIBLE DEPENDENTS are also entitled for unlimited and free consultation and up to a 30% discount for laboratory and diagnostic procedures. Eligible dependents mean:Inpatient Hospitalization is on top of Philhealth. It means any confinement related to an illness or accident shall be covered with ₱30,000.00 per illness per year in any accredited service provider. Emergency treatment of illnesses and or injuries in non-accredited service providers shall also be covered for reimbursement amounting to 80% of the total clinic or hospital charges, but not to exceed the plan’s per illness confinement allocation per year. The type of room is ward.
Outpatient Benefits per year is ₱10,000.00 at ₱2,500.00 per quarter and is deductible from Maximum Coverage Benefit or MCB.
Life-threatening emergencies or sudden and unexpected onset of a condition which threatens life requiring immediate medical intervention is covered with ₱30,000/year and is deductible from MCB.
Life Insurance Benefit when caused by natural death is ₱20,000.00.
Accidental Death Benefit or when the cause of death is accident is ₱40,000.00.
Accidental Dismemberment Benefit is covered.
Basic Dental Care Benefit includes free and unlimited consultations and dental examinations; simple tooth extractions, except surgery for impaction (unlimited/maximum of 3 teeth per day); twice a year oral prophylaxis (mild to moderate), which can be availed after three (3) months of membership (premium paid), succeeding may be availed six (6) months thereafter; temporary fillings; adjustment of dentures; recementation of jacket crown inlays and on lays; medication and/or prescription for dental pain; treatment of dental-related pain, excluding the cost of prescribed medicines; emergency desensitization of hypersensitive teeth; annual dental examination (within the dentist or dental clinic only); orthodontic and aesthetic and dental consultation; up to 30% discount on other dental services beyond member’s coverage (dentist’s discretion); and light cure or permanent filling 1st availment (one surface only) after six (6) months of continued payment, succeeding may be availed six (6) months thereafter.
Availment is only confined in areas and places where IWC WELLNESS AND PREVENTIVE CONSULTANCY, INC. has accredited dental clinics. No reimbursement of any sort shall be honored for any claims availed in non-accredited dental providers.
The Hospital Income Benefit can be availed up to ₱18,000 per year.
Consultations and laboratory procedures are free and unlimited in IWC-owned and partner clinics.
Free laboratory procedures may include: Complete Blood Count (CBC), Blood Urea Nitrogen (BUN), Urinalysis, Creatinine, Fecalysis, Blood Uric Acid (BUA), Blood Typing, Cholesterol Platelet Count Triglycerides Fasting Blood Sugar (FBS), and High Density Lipoprotein (HDL)
Free Diagnostic Procedures upon order of the in-house PHYSICIAN include the following: chest x-ray and electrocardiogram (ECG)
ELIGIBLE DEPENDENTS are also entitled for unlimited and free consultation and up to a 30% discount for laboratory and diagnostic procedures. Eligible dependents mean:
Inpatient Hospitalization is on top of Philhealth. It means any confinement related to an illness or accident shall be covered with ₱20,000.00 per illness per year in any accredited service provider. Emergency treatment of illnesses and or injuries in non-accredited service providers shall also be covered for reimbursement amounting to 80% of the total clinic or hospital charges, but not to exceed the plan’s per illness confinement allocation per year. The type of room is ward.
Life-threatening emergencies or sudden and unexpected onset of a condition that threatens life requiring immediate medical intervention is covered with ₱20,000.00 per year and is deductible from MCB.
Life Insurance Benefit when caused by natural death is ₱10,000.00
Accidental Death Benefit or when the cause of death is an accident is ₱20,000.00.
Accidental Dismemberment Benefit is covered.
In case of death the beneficiaries shall receive ₱10,000.00 burial assistance in cash.
Basic Dental Care Benefit includes free and unlimited consultations and dental examinations; simple tooth extractions, except surgery for impaction (unlimited/maximum of 3 teeth per day); twice a year oral prophylaxis (mild to moderate), which can be availed after three (3) months of membership (premium paid), succeeding may be availed six (6) months thereafter; temporary fillings; adjustment of dentures; recementation of jacket crown inlays and on lays; medication and/or prescription for dental pain; treatment of dental-related pain, excluding the cost of prescribed medicines; emergency desensitization of hypersensitive teeth; annual dental examination (within the dentist or dental clinic only); orthodontic and aesthetic and dental consultation; up to 30% discount on other dental services beyond member’s coverage (dentist’s discretion); and light cure or permanent filling 1st availment (one surface only) after six (6) months of continued payment, succeeding may be availed six (6) months thereafter.
Availment is only confined in areas and places where IWC WELLNESS AND PREVENTIVE CONSULTANCY, INC. has accredited dental clinics. No reimbursement of any sort shall be honored for any claims availed in non-accredited dental providers.
Consultations and laboratory procedures are free and unlimited in IWC-owned and partner clinics.
Free laboratory procedures may include: Complete Blood Count (CBC), Blood Urea Nitrogen (BUN), Urinalysis, Creatinine, Fecalysis, Blood Uric Acid (BUA), Blood Typing, Cholesterol Platelet Count Triglycerides Fasting Blood Sugar (FBS), and High Density Lipoprotein (HDL)
Free Diagnostic Procedures upon order of the in-house PHYSICIAN include the following: chest x-ray and electrocardiogram (ECG)
ELIGIBLE DEPENDENTS are also entitled for unlimited and free consultation and up to a 30% discount for laboratory and diagnostic procedures. Eligible dependents mean:We offer free shipping on all orders. Our primary shipping service is LBC and the Philippine Postal Office. Both are services that take 7-15 days for Metro Manila delivery and up to 20 days outside Metro Manila. Delivery outside of zone shall be communicated to the specified recipient for possible pick up on the nearest postal office or LBC branches.